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Costs

How much fertility treatment costs in Portugal

Average prices at private clinics in Portugal, updated regularly.

Fertility treatment prices in Portugal vary significantly between private clinics, cities and techniques. An IVF cycle typically costs €3,500–€5,500, plus medication (€800–€2,500), possible add-ons (ICSI, PGT-A, assisted hatching) and embryo freezing. Intrauterine insemination (IUI) is around €700–€1,200 per cycle. Egg donation is the most expensive treatment, usually €6,500–€9,500 per cycle.

In the Portuguese National Health Service (SNS), treatments are free or subsidised for eligible women up to 40, with a maximum of three IVF/ICSI cycles. Waiting times depend on the hospital. In the private sector, waiting times are short but costs are paid in full — some clinics offer payment plans and health insurance may cover part of the diagnostics and medication.

This page summarises average prices per treatment. For each technique we provide a detailed cost guide with typical inclusions and exclusions, plus city guides (Lisbon, Porto, Coimbra, Braga, Faro) to compare locally.

  • Average prices updated regularly from public clinic price tables
  • Separation between base cycle cost, medication and add-ons
  • Public vs private comparison, with waiting times and eligibility
  • Total cost calculator for your specific situation

Veja também: IVF cost calculator · Verified clinics

TreatmentTypical price
IVF3,500 – €6,500View guide →
ICSI cycle4,000 – €7,000View guide →
IUI800 – €1,500View guide →
Egg freezing2,500 – €4,500View guide →
IVF with egg donation5,500 – €9,000View guide →
PGT (preimplantation genetic testing)2,500 – €4,500View guide →

Fertility treatment prices in Portugal

Medically assisted procreation prices in Portugal vary significantly across private clinics, techniques and cities. This section presents updated ranges for each treatment, based on public price tables and validated against CNPMA annual reports. A private IVF cycle typically costs €3,500–€5,500; IVF with ICSI €4,000–€6,500; egg donation €6,500–€9,500; egg freezing €2,500–€4,500. Hormonal medication adds €800–€2,500 per cycle.

The base price rarely equals the total cost. Before signing consent, request a written, itemised quote including: initial consultation, complementary tests, expected medication, main technique, add-ons (ICSI, PGT-A, vitrification, assisted hatching), estimated number of cycles and annual cryopreservation fees. The gap between base price and realistic total can be 2×–3× — many couples underestimate this early on.

In the SNS, treatments are free for eligible patients: woman up to 40, GP referral, no common children, under Law 32/2006. Maximum reimbursed cycles: three for IVF/ICSI. Waiting times vary by region, between 8 and 24 months. ADSE (civil servants' scheme) reimburses part of the cost; some insurers (Tranquilidade, Médis, Multicare) sell fertility-specific products with 9–24-month waiting periods.

Hormonal medication deserves special attention. Even for privately treated patients, a medical prescription allows partial SNS reimbursement via community pharmacies — always ask whether the clinic provides a prescription for external use. The difference can be 30–50% of total medication cost. For long protocols (10–14 days), medication cost can reach €2,500; for mild stimulation it sits at €800–€1,200.

For per-technique guides, see the dedicated pages. For personalised total-cost calculation, use our calculator. All information in this hub is editorially independent and cross-checked against official sources — CNPMA, Portuguese DGS, SNS, ERS and Law 32/2006. Best-practice recommendations follow European ESHRE and UK NICE NG156 guidance.

Hub FAQs

Do prices vary much between cities?
Variation is up to ±15% between cities, with Lisbon and Porto concentrating the most technologically differentiated centres and sometimes slightly higher prices. Differences between clinics in the same district can be larger.
Can I pay in instalments?
Yes, some clinics offer in-house financing plans or partnerships with financial institutions. Confirm the effective annual rate and absence of early-repayment penalties.
Can I complain about a price above the quote?
Yes. In Portugal, the clinic is legally bound by the signed written quote. In case of dispute, you can complain to the [ERS](https://www.ers.pt/) via Sim-Cidadão.

Common questions

Frequently asked questions

Do prices vary much between cities?

+

Variation is up to ±15% between cities, with Lisbon and Porto concentrating the most technologically differentiated centres and sometimes slightly higher prices. Differences between clinics in the same district can be larger.

Can I pay in instalments?

+

Yes, some clinics offer in-house financing plans or partnerships with financial institutions. Confirm the effective annual rate and absence of early-repayment penalties.

Can I complain about a price above the quote?

+

Yes. In Portugal, the clinic is legally bound by the signed written quote. In case of dispute, you can complain to the [ERS](https://www.ers.pt/) via Sim-Cidadão.

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